On the Other Hand
I can't wait until September 4th. September 4th is our closing date on our new home.
The past ~5 days, which are far too far away from September 4th, have been very aggravating and emotional with the stress of buying a first home.
We hit a low point on Thursday night when, under stress, Jason sort of blamed rising mortgage rates on me, individually.
Earlier that day we'd had an *e-mail* from our real estate agent saying, "You need to call your lawyer. You're in default of your contract."
What? When?
The Claire who's never (yet) bounced a check and likes to keep everything "buttoned up" was sent into a tailspin. Because I was working from home I did exactly what I felt like doing at that moment: I bawled. Then I called the lawyer.
I hate being reminded of the life lesson that the only person you can truly always trust and count on to look out for you is yourself... but you have absolutely no idea what you're doing.
And worse yet, you'll never in your life buy enough houses to feel like you've mastered this process. So you have to rely on real estate agents, mortgage brokers, and lawyers... but right now they all seem to be being a little stupid in different, unique ways.
I think our lawyer reversed herself twice today. Our real estate agent seems ready to collect the commission so she's mostly just pushing us towards closing. And the mortgage brokers didn't call me back today... and meanwhile mortgage rates are probably creeping up more.
The best advice I got today was from the three friends I took the train home with!
Renting is beginning to look so simple and happy. One lease and it's far shorter than the condo disclosures, rules & regulations, and declarations I've read all week.
I think I need to look at paint swatches to remind me why this home buying thing is worth the aggravation.
Or maybe consider our change of address card options.
What do you think?:
a. From annacote on etsy.com:
b. From Fabulous Stationary:
c. Or Tiny Prints (where Ellyn got her adorable baby announcements, and my current favorite):
The past ~5 days, which are far too far away from September 4th, have been very aggravating and emotional with the stress of buying a first home.
We hit a low point on Thursday night when, under stress, Jason sort of blamed rising mortgage rates on me, individually.
Earlier that day we'd had an *e-mail* from our real estate agent saying, "You need to call your lawyer. You're in default of your contract."
What? When?
The Claire who's never (yet) bounced a check and likes to keep everything "buttoned up" was sent into a tailspin. Because I was working from home I did exactly what I felt like doing at that moment: I bawled. Then I called the lawyer.
I hate being reminded of the life lesson that the only person you can truly always trust and count on to look out for you is yourself... but you have absolutely no idea what you're doing.
And worse yet, you'll never in your life buy enough houses to feel like you've mastered this process. So you have to rely on real estate agents, mortgage brokers, and lawyers... but right now they all seem to be being a little stupid in different, unique ways.
I think our lawyer reversed herself twice today. Our real estate agent seems ready to collect the commission so she's mostly just pushing us towards closing. And the mortgage brokers didn't call me back today... and meanwhile mortgage rates are probably creeping up more.
The best advice I got today was from the three friends I took the train home with!
Renting is beginning to look so simple and happy. One lease and it's far shorter than the condo disclosures, rules & regulations, and declarations I've read all week.
I think I need to look at paint swatches to remind me why this home buying thing is worth the aggravation.
Or maybe consider our change of address card options.
What do you think?:
a. From annacote on etsy.com:
b. From Fabulous Stationary:
c. Or Tiny Prints (where Ellyn got her adorable baby announcements, and my current favorite):
Comments
http://www.express-invitations.com
http://www.cardsshoppe.com
I ordered from them both, one for moving and one for housewarming. Try them and see what you think!!
call me if you need to vent
-JK
ps- i like the bottom card
In any case--YES, you are absolutely right...real estate agents and mortgage brokers are inherently stupid. (Think about it--if they were bright, would they be selling houses and loans? Doubt it.) Lawyers, too, but they can usually mask it by being pompous. Hah.
My take on stuff like this is, as much as it sucks and is not fair, you have to become your own expert and your own advocate. No one else will do it for you, despite agency agreements and the like. TRUST NO ONE. They only have their own interests at heart, even though the law says otherwise.
Good luck--and concentrate on those paint chips. It's SO worth it. :)